Concise Quran Commentary
Or it will attempt to justify itself through the argument of fate and say: If Allah had guided me I would have been one of those who are mindful of him, by fulfilling His instructions and avoiding His prohibitions.
أَوْ تَقُولَ لَوْ أَنَّ ٱللَّهَ هَدَىٰنِى لَكُنتُ مِنَ ٱلْمُتَّقِينَ
or says, “If only Allah had guided me, I would have been among the righteous”;